Who among the following can join the National Pension System (NPS) ?

The eligibility criteria for joining the National Pension System (NPS) are as follows:

All Citizen Model:

• Any citizen of India, whether resident, non-resident, or an Overseas Citizen of India (OCI), can join the NPS, provided they are between 18 and 70 years of age at the time of submitting the application.
• They must comply with the Know Your Customer (KYC) norms as per the Subscriber Registration Form (SRF). Hindu Undivided Families (HUFs) and Persons of Indian Origin (PIOs) are not eligible to subscribe to NPS​​​​.

Central Government/CABs:

• The Central Government introduced NPS for all Central Government employees (excluding Armed Forces) from January 1, 2004.
• Thus, all Central Government employees joining on or after January 1, 2004, are mandatorily covered under the NPS scheme.
• This is also extended to the employees of Central Autonomous Bodies (CABs) joining on or after January 1, 2004​​.

State Governments/SABs:

• Employees of State Governments or Union Territories that have adopted NPS are covered under this scheme, as well as employees of State Autonomous Bodies that have adopted NPS​​.

Corporate Model:

• This is applicable if an individual works in a corporate entity that has adopted the NPS scheme. The eligibility criteria include being a citizen of India (resident, non-resident, or OCI), aged between 18 and 70 years, and compliance with KYC norms.
• This model is available to various entities, including companies, cooperative societies, public sector enterprises, partnership firms, LLPs, proprietary concerns, trusts, societies, foreign companies, and international organizations operating in India​​.