Daily Current Affairs

December 15, 2025

Current Affairs

WHO Releases Guidelines on GLP-1 Use for Obesity Treatment

The World Health Organisation (WHO) has issued its first-ever global guidelines on the use of GLP-1 (Glucagon-Like Peptide-1) receptor agonists for treating obesity, marking a major shift in international clinical and public-health policy. These medicines—originally developed for diabetes—have shown significant weight-loss benefits but raise concerns regarding affordability, long-term safety, and unequal access.

GLP-1 drugs mimic the natural hormone that increases insulin secretion, suppresses appetite, slows gastric emptying, and reduces glucagon levels. Popular therapies include liraglutide, semaglutide, and tirzepatide.

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Key Features of the WHO Guidelines

1. Conditional Recommendations

WHO issued two conditional guidelines owing to limited long-term evidence and substantial cost barriers:

  • GLP-1 Therapies for Adults: Medicines such as semaglutide and tirzepatide may be used for long-term treatment, except in pregnant women.
  • Behavioural Interventions Mandatory: Drug therapy must be accompanied by structured dietary counselling, physical activity programmes, and regular follow-up.

2. Obesity as a Chronic Disease

The guidelines adopt a lifelong care model, positioning obesity as a chronic metabolic condition requiring sustained clinical management rather than short-term weight-loss attempts.

3. Three-Pillar Strategy

WHO recommends a multilevel approach that integrates:

  • Population-level measures (healthy food policies, regulation of marketing, active-living environments)
  • Targeted screening and early interventions
  • Lifelong, person-centred care, including pharmacotherapy where appropriate

4. Health Equity Concerns

The guidelines highlight the limited global capacity to manufacture GLP-1 drugs and project that less than 10% of people with obesity worldwide will benefit by 2030 due to cost and supply constraints.

Global and Indian Burden of Obesity

Obesity is defined by WHO as BMI ≥ 30 in adults.

  • Global Burden (2024): Over 1 billion people affected; 3.7 million deaths linked to obesity-related conditions.
  • India (NFHS-5): 24% of women and 25% of men are overweight or obese.
  • Projections: India may exceed 163 million adults with obesity by 2030, nearly doubling current levels.

Obesity’s rapid rise, combined with the expanding but inequitable availability of GLP-1 therapies, underscores the need for integrated public-health measures and affordable access strategies.

National Strategy for Financial Inclusion (NSFI) 2025–2030

Context: The Governor of the Reserve Bank of India (RBI) released the National Strategy for Financial Inclusion (NSFI) 2025–2030, outlining India’s roadmap to deepen equitable access to formal financial services over the next five years. The strategy is designed amid rising digitalisation, new financial technologies, and the need to strengthen inclusion for women, low-income groups, and rural communities.

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About NSFI 2025–2030

  • NSFI is a comprehensive national plan to expand financial access, usage, and resilience across India.
  • It is built around five strategic pillars, collectively called Panch-Jyoti (Five Lights).
  • The strategy has been formulated by the Technical Group on Financial Inclusion and Financial Literacy (TGFIFL) in collaboration with banks, ministries, regulators, and financial institutions.
  • The goal is to achieve a robust, inclusive, and technology-enabled financial ecosystem supporting national priorities.

Panch-Jyoti: The Five Pillars of NSFI

  1. Equitable Financial Services – universal access to banking, credit, insurance, payments, and grievance redressal.
  2. Women-Led Inclusion – gender-intentional financial services, higher female BCs, and women’s asset ownership.
  3. Finance–Livelihood Integration – linking credit, insurance, and financial tools with livelihood programmes.
  4. Financial Education – strengthening digital and financial literacy, especially for rural and vulnerable groups.
  5. Customer Protection – safe, transparent services backed by strong regulatory mechanisms.

Key Focus Areas of NSFI 2025–2030

1. Last-Mile Banking Delivery

  • Every revenue centre must have at least one functional banking outlet—a branch, Digital Banking Unit, or fixed-point Business Correspondent (BC).
  • Enhances coverage in remote, tribal, and underserved areas.

2. Strengthening the Business Correspondent Ecosystem

  • Ensure fair remuneration and structured incentives for BCs.
  • Use BCs to distribute insurance, pensions, mutual funds, and other social security schemes.
  • A medium-term aim: 30% women BCs for improved community trust and outreach.

3. Digital Innovation & CBDC Integration

  • Explore programmable CBDC for targeted government benefits and credit flows.
  • Expand offline CBDC pilots to low-connectivity rural areas to ensure digital inclusion.

4. Social Security Integration

  • Full integration of banks and insurers on the Jansuraksha portal for seamless enrolment and claims under PMJJBY and PMSBY.
  • Strengthen portability and reduce delays in claim settlement.

5. Product Innovation for Underserved Users

  • Promote bundled insurance products combining life, health, accident, and property coverage.
  • Encourage micro-pension, micro-credit, and micro-insurance models tailored to informal workers.

Significance of NSFI

  • Enhances India’s progress towards universal financial inclusion, supporting sustainable development goals.
  • Improves credit flow, digital access, and risk protection for vulnerable groups.
  • Strengthens confidence in financial systems through better transparency and consumer protection.
  • Complements ongoing reforms such as UPI expansion, Jan Dhan–JAM architecture, Digital Banking Units, and Financial Literacy Centres.