Daily Current Affairs

November 5, 2025

Current Affairs

Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM)

Context: The Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM), implemented by the Ministry of Rural Development (MoRD), stands among the world’s largest poverty alleviation and women-led livelihood programmes. It focuses on empowering rural households, particularly women, through collective organisation, financial inclusion, and sustainable livelihoods.

Background and Evolution

Launched in 2011, the mission was restructured from the earlier Swarnajayanti Gram Swarozgar Yojana (SGSY). In 2016, it was renamed to honour Pandit Deendayal Upadhyaya’s Antyodaya philosophyuplifting the poorest of the poor.

It is a Centrally Sponsored Scheme, with a funding ratio of 75:25 between the Centre and States, and 90:10 for North Eastern and Special Category States.

Objectives of DAY-NRLM

  1. Social Mobilisation and Inclusion: Organising rural poor into Self Help Groups (SHGs) and federations.
  2. Financial Inclusion: Facilitating access to affordable credit and digital banking.
  3. Sustainable Livelihoods: Promoting diversification in agriculture, livestock, and microenterprises.
  4. Skill Development: Enhancing youth employability through training and placement.
  5. Empowerment and Convergence: Strengthening women’s leadership and linking SHGs to government programmes and markets.

Achievements and Impact (as of 2025)

Focus AreaAchievements
Mass MobilisationOver 10 crore rural women organised into 90 lakh SHGs across India.
Financial EmpowermentSHGs accessed ₹11 lakh crore in collateral-free loans with >98% repayment rate (MoRD, 2025).
Community Workforce3.5 lakh Krishi/Pashu Sakhis and 48,000 Bank Sakhis offering doorstep financial and livelihood services.
Livelihood Diversification4.62 crore Mahila Kisans trained in sustainable agriculture; 3.7 lakh microenterprises supported through SVEP.
Skill Development17.5 lakh youth trained and 11.48 lakh placed via DDU-GKY; 40.99 lakh youth settled in self-employment via RSETIs.
Market IntegrationSHG products promoted through SARAS Aajeevika Melas, branding, and e-commerce partnerships.

Significance

  • Women-Led Development: Over 90% of SHG members are women, making DAY-NRLM a cornerstone of gender-inclusive growth.
  • Financial Resilience: SHGs have emerged as micro-banking hubs, improving credit access in rural areas.
  • Local Entrepreneurship: Encourages village-level enterprises in food processing, handicrafts, and services, promoting Atmanirbhar Bharat in rural India.
  • Skill Ecosystem: Integration with DDU-GKY and RSETIs ensures rural youth employability and entrepreneurship.

Conclusion

The DAY-NRLM reflects India’s commitment to inclusive, sustainable, and women-driven rural transformation. By combining collective action, skill development, and digital inclusion, it continues to serve as a model for community-led poverty eradication and self-reliance.

Makhana: Bihar’s Superfood Economy and the Push for Value Addition

Context: Bihar, which produces nearly 90% of India’s makhana (foxnut), has recently become central to the government’s agricultural and rural development strategy. With rising global demand and growing recognition of makhana as a superfood, the crop holds unique economic and cultural significance, especially in the Mithilanchal region of Bihar.

Economic Significance

Makhana (botanical name: Euryale ferox) is primarily cultivated in the districts of Darbhanga, Madhubani, Purnea, and Katihar, which together contribute around 80% of Bihar’s production. Traditionally consumed during fasting and Ayurvedic diets, makhana has now gained mainstream popularity due to its high protein, low fat, and antioxidant-rich profile.

The global makhana market, valued at USD 43.56 million in 2023, is projected to double to USD 100 million by 2033, driven by rising health-consciousness and snack industry diversification. This positions makhana as a high-value export crop that can generate employment and entrepreneurship in rural Bihar.

Challenges in the Sector

Despite its potential, several structural issues limit farmer incomes and market development:

  1. Processing and Infrastructure Gaps: Bihar lacks sufficient food processing units (FPUs), cold-chain facilities, and export-oriented packaging centres. Large quantities of raw makhana are sold to processors in Punjab and Assam, where value addition and branding occur — leaving Bihar farmers with a low share of final profits.
  2. Weak Market Organisation: Small farmers depend on middlemen due to a lack of producer cooperatives or direct market access. The demand for Minimum Support Price (MSP) remains unresolved, emerging as a critical farmer welfare concern.
  3. Labour-Intensive and Costly Cultivation: Harvesting involves manual pond diving, shelling, and hand-roasting, making the process both time-consuming and expensive.
  4. Low Productivity Levels: Traditional cultivation methods yield only 1.7–1.9 tonnes/hectare, whereas improved varieties such as Swarna Vaidehi and Sabour Makhana-1 can increase yields to 3–3.5 tonnes/hectare with scientific practices.

Read also: Foxnuts (makhana) are in demand as a ‘super snack’

National Makhana Board

On 15th September, the Prime Minister launched the National Makhana Board in Purnea, Bihar, with a budget of ₹100 crore.
The Board aims to:

  • Enhance production through scientific farming and seed improvement
  • Strengthen processing, storage, and export infrastructure
  • Facilitate training and capacity building for farmers and self-help groups
  • Improve market linkages and reduce intermediaries

A planned Food Processing Institute in the region is expected to serve as a hub for innovation, skilling, entrepreneurship, and the development of makhana-based product lines such as snacks, health mixes, and nutraceuticals.

Conclusion

Makhana represents a strategic opportunity to link traditional livelihoods with modern value chains. With institutional support, improved production technologies, and stronger processing networks, Bihar can emerge as a global hub for high-quality makhana, boosting both farmer incomes and regional economic development.